Retirement age calculator
Your date of retirement and how long you have left to work.
60 is common in India and much of the Gulf; check your employer’s or pension scheme’s rules.
Central and most state government employees retire on the last day of the month they reach the age.
Shows how much of your working life is done.
Your retirement date
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Enter your date of birth.
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How to find your date of retirement
- 1
Enter your date of birth.
- 2
Enter your retirement age, such as 58, 60 or 62.
- 3
Choose whether you retire on the birthday or at the end of that month.
- 4
See your retirement date and the years, months and days left.
Your date of retirement
Enter your date of birth and retirement age to find the exact day you retire, how old you are now, and how long you have left: years, months and days, total days and working days. Add the date you started working to see how much of your working life is behind you.
A date of retirement calculator and superannuation date calculator: find your retirement date by date of birth.
Two ways to set the date
- Last day of the month (government rule): in India, central and most state government employees retire on the afternoon of the last day of the month in which they reach the retirement age. Many public sector banks and companies follow the same rule.
- The birthday itself: used by many private employers and in most other countries.
The 1st-of-the-month rule
In law, you reach an age on the day before your birthday. So someone born on 1 June 1966 turns 60 on 31 May 2026 and retires on 31 May, a month earlier than someone born on 2 June, who retires on 30 June. The calculator applies this automatically.
| Born on | Retirement age | Retires on |
|---|---|---|
| 15 June 1966 | 60 | 30 June 2026 |
| 1 June 1966 | 60 | 31 May 2026 |
| 1 January 1966 | 60 | 31 December 2025 |
Retirement ages
Central government employees in India retire at 60; many states and private companies use 58 or 60, and some roles 62 or 65. Most Gulf countries use 60 for private sector workers, with some raising the pension age over time. Check your service rules or contract.
Plan the money too
Knowing the date is the first step. Work out the savings you’ll need and the monthly investment with the retirement calculator, or see if you could stop earlier with the FIRE calculator. For your exact age on any date, use the age calculator.
Frequently asked questions
How is the date of retirement calculated for government employees?
In India, a government employee retires on the last day of the month in which they reach the retirement age. Someone born on 15 June 1966 with a retirement age of 60 retires on 30 June 2026.
Why does someone born on the 1st retire a month earlier?
In law you reach an age on the day before your birthday. Born on 1 June 1966, you turn 60 on 31 May 2026, so you retire on 31 May, not 30 June.
What is the retirement age?
It depends on your employer and country. Central government employees in India retire at 60; many private companies use 58 or 60. Gulf countries mostly use 60, and some are raising it.
How much will I need when I retire?
Use the retirement calculator to see the savings you need and the monthly investment to get there.